Pennsylvania adults are familiar with the fact of creating a will before they pass. However, not many people think about incapacity planning. While it's not a pleasant thought to think about what would happen if you lose your mental facilities, it's one you need to prepare for.

What is incapacity planning?

As part of the estate planning process, your lawyer should be helping you with creating incapacity plans. These types of plans allow chosen capable adults to make decisions regarding various aspects of your life when you're unable to do so on your own. Basic incapacity plans address three main areas of your life, which include personal, financial and health.

The benefits of doing so now

None of us knows what the future holds. While many of us think of elderly people when it comes to incapacitation and lacking mental facilities, that's not always the case. Tragic incidents, such as car accidents, can result in incapacity. For this reason, it's crucial to have incapacity plans in place. If you lack these plans, it's likely that your loved ones will have to pay money on legal fees in order to craft formal documents to help make decisions regarding various aspects of your life.

When you go through the process of incapacity planning, you can help to specify exactly what you want. If you don't have plans made up, the burden of these tough decisions is left to your loved ones. These are just some of the many benefits of constructing an incapacity plan.

While you may not want to think about what would happen in the event that you lose your mental facilities, the reality is that it's important to prepare. Incapacity planning is a great way to help prepare all aspects of your life for the event that you do become incapacitated. This will help to ensure that your wishes are looked after and that your loved ones know what their responsibilities will be in the event that you do become incapacitated.